What Workers’ Compensation Benefits Will I Receive?
An employee or his or her dependents can receive workers’ compensation benefits for an injury or death arising out of and in the course of employment. The benefits awarded in an approved workers’ compensation claim are based on the type and extent of injury. Broadly speaking, workers’ compensation provides recovery in three significant areas:
- Medical treatment paid for through the workers’ compensation insurance provider and not through one’s own health insurance
- Wage loss benefits while unable to work, which are not chargeable to sick leave
- A permanency award if there are permanent residual effects from a work injury that substantially impacts the injured party’s ability to perform their work or affects their lifestyle
The New Jersey workers’ compensation system also provides death benefits to dependents of workers who have died as a result of a job injury.
Mount Laurel Wage Loss Benefits Lawyers
Temporary partial disability – A New Jersey worker in the private sector who suffers a work-related injury that renders them completely unable to work is entitled to temporary disability benefits of 70 percent of the worker’s weekly wage up to the statutory maximum wage rate in effect as of the date of the accident.
Permanent partial disability – When a job-related injury or illness results in a permanent partial disability, benefits are based upon a percentage of certain “scheduled” or “nonscheduled” losses. A scheduled loss is one involving arms, hands, fingers, legs, feet, toes, eyes or ears. A nonscheduled loss is one involving any area or system of the body not specifically identified in the schedule, such as the back, the heart, the lungs. These benefits are paid weekly and are due after the date temporary disability ends.
Permanent total disability – When a work injury or illness prevents a worker from returning to any type of gainful employment, he or she may be entitled to receive permanent total disability benefits. These weekly benefits continue so long as he or she remains unable to earn wages.
Death benefits – Dependents of a worker who dies because of a work-related injury or illness may be eligible to receive death benefits.
Experienced Workers’ Compensation Lawyers Who Are Committed To Maximizing Your Benefits
There are additional benefits that a person may be entitled to depending upon the circumstances and the applicable law, including vocational rehabilitation benefits and retraining.
An injured employee who is denied medical treatment or wage loss benefits has certain remedies to challenge an adverse decision by the employer’s workers’ compensation doctor or insurance carrier. The experienced attorneys at Selikoff & Cohen, P.A., in Mount Laurel, New Jersey, can help you maximize your workers’ compensation benefits or challenge a denied benefits claim.
Call 856-291-0591 or email us to schedule a consultation. We’ll review the facts of your case and provide a straightforward assessment of what you can expect. In most cases, we add value to your total recovery, even after our fees are paid. And you do not pay attorney fees in your workers’ compensation case unless we obtain benefits for you.